CT-Loans.com
Mortgage Loans in CT
Providing Mortgages to Connecticut & Southern New England Homeowners
BCI is not your typical CT mortgage company. We pride ourselves on doing the right thing for our customers, every time. We have never worked with the sub prime mortgage business and we have been a member of the BBB since we opened…with NO complaints ever lodged against us. Our qualified staff understands that buying or refinancing your home can cause stress. Contact a Mortgage Consultant to work with you to get your home refinanced in the most stress free way possible.
When you meet with us, we will go over the rates currently available for CT mortgages, the type of loan product you qualify for (Conventional, FHA, CHFA), and we will issues a pre approval letter right away…it all takes under an hour and we usually only need a couple of pay stubs, a W-2 form and maybe a bank statement…it’s that easy to apply for a mortgage in Connecticut.
Everyone wants the best possible mortgage rate and a great mortgage experience. We assure you that you will get both when you deal with BCI for your CT home mortgage. Contact us today to find out what BCI can offer you.
We also work with jumbo mortgages to assure that you have that special rate for that special home. We have many different resources that we work with to make sure that you get the best possible mortgage deal for your dream home. Since we only work in Connecticut, we specialize in CT loan programs.
BCI will refinance your existing CT mortgage with a number of different programs that are now available.
We have a number of different programs for home equity loans and credit lines in Connecticut and Southern New England.
*** Special Note – If your Connecticut home mortgage is not current and you have received any notice from a bank or a lawyer, including a foreclosure notice, give us a call. There are new programs that are being enacted daily that we might be able to get you into…to save your house!
The loan process to obtain a mortgage is complicated. We try to make the process of finding the right loan for you painless and easy. Here we do the hard work and research required to find the mortgage loan right for your situation. This leaves you free to move into your house, use your home equity money for improvements or maybe just save money for a rainy day. It is not that simple that is why we are here to help you fill out all the complicated financial form you need to qualify.
BCI follows four steps to get you the mortgage that is best for you. One is to determine how much money you as a single person or couple can borrow comfortably. This means how much of a monthly payment can you handle without pain. This is based on your current salary, credit history, employment background, debts, residency and other factors. These factors will determine what a lender will loan you for your property. The website has an online questionnaire that helps you determine the answers to these questions. We also have a calculator you can use to play with some numbers. Using the standard lender guidelines we will come up with accurate figures on what type of loan program and terms are best for your particular needs.
Step two take the plunge by pre-qualifying for a loan. Here is where you provide us with information about your employment history, credit, assets and debts. We check out the history of where you lived and how long too. This is where you feel the heat of cooking in the kitchen because you want to be a chef. You realize it is part of the process of buying a home or improving the one you own. We even run a check into your credit history.
If you pass you get a Pre-Qualification Letter. It is like a ticket to the bank or an envelope of money. Most realtors and home owners selling like someone they know can afford their home. This is used to your advantage to make offers on homes you choose to buy from your realtor. It gives you the power to buy a home with ease. So while you are busy searching for a home we are finding the perfect loan for you to use. We promise it will be one to suit your finances.
Step three is to apply for a mortgage today now that you know how easy it is. Once you made an offer on the house of your dreams it is time to complete that loan application. You can do it online with our easy system. When the time comes we can help you appraise or sell your home.
The last step is to fund the loan using the right escrow or title company. We promise to find the right terms for your situation. The realtor and seller will work together to handle the funding once it is approved. We will make sure that you have all the papers your lender needs and you will sign the paperwork at the escrow/title company’s website.
So with a few simple steps we have helped you secure the right mortgage loan and you are moving into your new house. It that simple we are in the business of finding the right mortgage loans for people so let us help you. Apply online today and let’s get started now.
CT Mortgage Consultants
| Staff Member | Title | Extension | |
| Ken Penfield | VP/Manager | x427 | Email Now |
| Ron Klein | Originator | x439 | Email Now |
| William Forte | Originator | x444 | Email Now |
| Rose Z. DeRosa | Originator | x428 | Email Now |
| Joann D. Souchuns | Originator | x446 | Email Now |
