Connecticut Home Loans

We are committed to helping you find the right loan for your needs.

At BCI, applying for a Connecticut home loan is easy.

When you meet with us, we will discuss the rates currently available for Connecticut mortgages, the type of loan product you qualify for (Conventional, FHA, CHFA), and we will issue a pre-approval letter right away—it all takes less than an hour and we normally need only a couple of pay stubs, a W-2 form, and perhaps a bank statement.

Integrity: Everyone wants the best possible mortgage rate and a great mortgage experience. We assure you that you will get both when you trust BCI for your Connecticut home loan. We pride ourselves on doing the right thing for our customers, every time. We have never worked with the sub-prime mortgage business and we have been a member of the Connecticut Better Business Bureau since we opened, and proudly have not ever had a complaint lodged against us.

Stress-free Solutions: Our qualified staff of Home Loan professionals understands that buying or refinancing your home can be stressful. Be assured that you can count on one of our experienced Mortgage consultants to help you refinance your home in the most stress-free way possible.

Live your Dream: BCI can also provide jumbo mortgages to assure that you have that special rate for that special home. We have resources with whom we work to make sure that you get the best possible mortgage rate for your dream home.

“Since we work exclusively in Connecticut, we are experts in
Connecticut home loan programs.”

BCI will refinance your existing Connecticut mortgage through a number of different programs for home equity loans and credit lines.

Important News: If your Connecticut home mortgage loan is not current and you have received any notices from a bank or a lawyer, including a notice of foreclosure, be sure to give us a call. There are new programs being offered that may just help you save your home!

The Home Mortgage Loan Process

BCI makes the process of finding the right loan for you painless and easy. We do the hard work and research required to find the mortgage loan that is right for your situation. This leaves you free to move into your house, use your home equity money for improvements, or maybe just save money for a rainy

BCI recommends four steps to get the home loan that is best for you...

Determine how much money you as a single person or couple can borrow comfortably. This means how much of a monthly payment can you handle without pain. This is based on your current salary, credit history, employment background, debts, residency and other factors. These factors will determine what a lender will loan you for your property. The website has an online questionnaire that helps you determine the answers to these questions. We also have a calculator you can use to play with some numbers. Using the standard lender guidelines we will come up with accurate figures on what type of home loan program and terms are best for your particular needs.
Take the plunge by pre-qualifying for a Connecticut home loan. Here is where you provide us with information about your employment history, credit, assets and debts. We check out the history of where you lived and how long too. This is where you feel the heat of cooking in the kitchen because you want to be a chef. You realize it is part of the process of buying a home or improving the one you own. We even run a check into your credit history.

If you pass you get a Pre-Qualification Letter. It is like a ticket to the bank or an envelope of money. Most realtors and home owners selling like someone they know can afford their home. This is used to your advantage to make offers on homes you choose to buy from your realtor. It gives you the power to buy a home with ease. So while you are busy searching for a home we are finding the perfect loan for you to use. We promise it will be one to suit your finances.
Apply now. Once you've made an offer on the home of your dreams, it's time to complete that loan application. You can do it online with our easy system. When the time comes, we can help you appraise or sell your home.
Fund the loan using the right escrow or title company. We promise to find the right terms for your situation. The realtor and seller will work together to handle the funding once it is approved. We will make sure that you have all the papers your lender needs and you will sign the paperwork at the escrow/title company’s website.

That's it—just a few simple steps with the help of BCI and you've secured the right mortgage loan and are moving into your new home. It that simple—we are in the business of finding the right home loan for your unique needs, so let us help you. Apply online today and let’s get started now!

Your BCI Home Loan Consultants

Staff Member	Title	Extension	Email
Ken Penfield	VP/Manager	x427	Email Now
William Forte	Originator	x444	Email Now

Connecticut Loans