Connecticut Business Loans

Unique and Creative Loans for Small Businesses

 

Business loans are available to any Connecticut business owner who has the need for financing. The BCI Approach for the small-balance Connecticut business lending market is unique. You can contact a member of our qualified Commercial Loan staff to help you to get a loan done based on your plan—not on someone’s general “formula.”

Our loans—from $100,000 to $1,500,000—are designed with the small investor in mind. We have found that many banks consider these loans to be a nuisance. At BCI, our loan consultants only work with these types of small balance business loans, and we want to help you to fulfill your dream.

Focused expertise: BCI is focused on small-balance business lending in Connecticut. Our knowledge and depth of expertise maximizes efficiency and works to your advantage. BCI uses the consultative approach, and we work with you to look at all of the options for your Connecticut small business.

The BCI Business Loan Process: BCI works on the premise that the loan process is as important as the loan itself. Contact a Commercial Loan consultant today to get quick pre-approval for your Connecticut business loan. Our experienced consultants work with qualified appraisers and we will work hard get financing done in 45 to 60 days or less!

Debt-to-income (DTI) underwriting approach: BCI Financial uses the debt-to-income (DTI) approach for small-balance Connecticut business loans, with the flexibility to factor in the borrower's personal financial strength—as opposed to just the property's cash-flow—when evaluating the ability to repay the loan. So unlike traditional business lenders in Connecticut, we have no minimum debt-service requirements. As a result, BCI also offers many innovative features and benefits you're not likely to find elsewhere, such as:

• Working with borrowers to make the loan ‘work’ for their purposes.
• Personal counseling to make sure all aspects of a loan are understood by the borrower.
• Helping borrowers to structure a loan for long term gains.
• Working with investors to assure success in their business endeavor!

We find lending solutions for all types of businesses in Connecticut:

 

 

 

 

 

Your BCI Commercial Loan Consultants

Staff Member	Title	Extension	Email
Ken Penfield	VP/Manager	x427	Email Now
William Forte	Originator	x444	Email Now