Connecticut Commercial Loans

Commercial Loans in CT

Providing Commercial Loans in Connecticut & Southern New England

Contact a Commercial Loan Consultant

Commercial loans are available for any Connecticut business owner who has the need for financing. The BCI Approach for the small-balance commercial lending market in CT is unique. Contact our qualified loan staff to help you to get a loan done based on your ‘plan’,and not based on some banks formula. Our loans, from $100,000 to $1,500,000, are designed with the small investor in mind.

We have found that banks consider these loans to be a nuisance. At BCI, our loan consultants only work with these types of small balance commercial loans and we want to help you to fulfill your dream.

Focused expertise – BCI is focused on small-balance commercial lending in CT & Southern New England. Our knowledge and depth of expertise maximizes efficiency and becomes your advantage. BCI uses the consultative approach and we work with you to look at all of the options for your small business.

The BCI Commercial Loan Process – BCI works on the premise that the loan process is as important as the loan itself. Contact BCI to get quick pre-approval for your CT business loan. Our Commercial loan staff works with qualified appraisals and we will work hard get financing done in 45 to 60 days or less!

Debt-to-income (DTI) underwriting approach – BCI Financial uses the debt-to-income (DTI) approach for small-balance commercial loans, with the flexibility to factor in the borrower's personal financial strength - as opposed to just the property's cash-flow - when evaluating the ability to repay the loan. So unlike traditional commercial lenders, we have no minimum debt-service requirements. As a result, BCI also offers many innovative features and benefits you're not likely to find elsewhere, such as:

  • Working with borrowers to make the loan ‘work’ for their purposes.
  • Personal counseling to make sure all aspects of a loan are understood by the borrower.
  • Helping borrowers to structure a loan for long term gains.
  • Working with investors to assure success in their business endeavor!

We work with all types of businesses to secure financing for all of the following types of circumstances:

  • Multi Family
  • Mixed Use
  • Light Industrial
  • Bed and Breakfast
  • Warehouse
  • Mobile Home parks
  • Automotive
  • Office
  • Retail
  • Self Storage
  • Industrial
  • Funeral Homes
  • Flagged hospitality (Franchises)
  • Rooming Houses
  • Health Care
  • Day Care
  • RV park
  • Unflagged hospitality (Non Franchised)
  • Restaurants
  • Gas Stations
  • Special Purpose buildings

 

Commercial Loan Consultants

Staff Member Title Extension Email
Ken Penfield VP/Manager x427 Email Now
Ron Klein Originator x439 Email Now
William Forte Originator x444 Email Now
John Nedosko Originator x447 Email Now