Connecticut Loans 


Connecticut Home Loans
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BCI Loan Staff

The BCI Financial Staff

Meet our Family of Mortgage and Loan Professionals

 

Connecticut Lending StaffTimothy Rourke - President & CEO
BCI Financial Corporation
BCI Financial Mortgage Corporation
trourke@bcifinancial.com
203-439-9400 Ext. 421

Tim has been involved in financial services for almost 30 years in Connecticut. He has worked in banks and other institutions and has found that the most gratifying work has been assisting people in obtaining loans and mortgages. He started BCI because he felt that “Big Banks” were not properly fulfilling the communities needs. Tim's philosophy in business is to give the customer superior customer service and the customer will keep coming back or recommend you to their friends. Tim lives in Wolcott with his wife Mary Ellen and his dogs Bentley and Kerry and his two cats, Mercedes and Benz.

 

Connecticut Mortgage SpecialistKenneth Penfield – Mortgage Division Manager
BCI Financial Mortgage Corporation
kpenfield@bcifinancial.com
203-439-9400 Ext 427

Ken Penfield has been in community banking for more than 20 years and as a lifelong resident of Southington, where he has established a solid reputation as a trusted lender. Ken currently manages the Mortgage Department at BCI Financial Mortgage Corporation, which includes numerous loan officers who originate conventional , commercial and Reverse Mortgages. Ken was excited to lead BCI Financial in becoming one of the first financial institutions to offer the Reverse Mortgage product in Connecticut. His experience as a dedicated mortgage lender has allowed him to help many people achieve their dream of home ownership. Ken continues to reside in Southington with his wife, Jessica; sons, Nathan and Justin; and his dog, Luke.. Ken feels that “making low cost mortgages for consumers is a wonderful way to help a community to grow and prosper.”

 

Connecticut Loan OfficerCarol Montagna - Loan Administration Officer
BCI Financial Corporation
cmontagna@bcifinancial.com
203-439-9400 Ext 432

Carol has been in banking for over 30 years. Prior to joining BCI, she worked in different capacities at Connecticut National Bank and The Bank of New Haven. Carol is well known and respected in both the banking and automobile industry in Connecticut. She works with customers, automobile dealers and banks to assure that they are all getting superior customer service. Carol likes to remind her staff that “great customer service will always pay off in the end.”

 

 

 

Connecticut Loan OfficerMichael Coleman - Consumer Loan Officer
BCI Financial Corporation
mcoleman@bcifinancial.com
203-439-9400 Ext 433

Mike has been involved in many different aspects of automobile financing for 25 years at several companies. Prior to joining BCI Financial, he worked at Connecticut National Bank, The Bank of New Haven and other financial services companies and credit unions. Mike believes that “Working with automobile dealers to make loans for new and used cars is very rewarding. I often work hard to make sure that the dealer looks for every opportunity to assure that the customer gets the car that best suits their needs.”

 

 

Connecticut Lending CompanyMichael Savenelli Sr. - Business Development
BCI Financial Mortgage Corporation
Msavenelli@bcifinancial.com
203-439-9400 Ext 435

Mike has been in the credit industry for over 30 years. He was Vice President of the Credit Bureau of Connecticut for 27 years with Marketing as one of his primary areas of responsibility. Mike has been extremely active in the credit industry, including extensive work with many of the trade organizations. Prior to the Credit Bureau, Mike worked for several financial institutions as a lender. Mike feels that “working with financial organizations to assist them in delivering high quality products like Reverse Mortgages is very satisfying.” Mike lives in Wallingford with his wife Pam, and one of the things he loves most in life is spending time with his grandchildren.

 

Connecticut Loan ProcessorGail Carabetta - Mortgage Processor
BCI Financial Mortgage Corporation
gcarabetta@bcifinancial.com
203-439-9400 Ext 436

Gail Carabetta comes to BCI with many years of experience in mortgage servicing at banks and mortgage companies. Gail works with customers, appraisers, lawyers and mortgage companies to assure the best possible outcome for every mortgage. Gail feels that “working with our customers is very exciting because getting a mortgage or Reverse Mortgage often changes lives. It always gives me great pleasure to have made a difference. It gives me great joy to work with and be a part of this great team.” At home Gail loves to garden and, when not outside, she enjoys baking. She lives with her husband John and their dog Tabitha.

 

Connecticut Loan ProcessorRichard Lombardo - Loan Originator
BCI Financial Mortgage Corporation
rlombardo@bcifinancial.com
203-439-9400 Ext 441

Dick has been an integral part of the Connecticut financial community for over 30 years. He has participated in all phases of lending as well as holding senior positions in the manufacturing and accounting fields.

In addition to holding a degree in accounting, Dick has been a licensed mortgage broker in the State of Connecticut since 1997.

He is married and lives with his wife Phyllis in Higganum, Connecticut. They have three children.

 

 

Connecticut Loan OfficerWilliam Forte – Loan Originator
BCI Financial Mortgage Corporation
wforte@bcifinancial.com
203-439-9400 Ext 444

Bill has been involved in the residential mortgage banking business for 25 years. He has financed thousands of residential units over his mortgage lending career as a regional mortgage company general manager and as a mortgage broker. Bill is experienced in all aspects of residential and commercial mortgage lending including construction lending, mixed-use lending and refinancing. He has served on the board of directors for the Quinnipiac Chamber of Commerce and the Wallingford Rotary Club. Bill and his wife Pam are the proud parents of three sons: Matthew, Jeffrey, and Christopher.